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Office Hours: 9am to 7pm EST
Last Updated: April 15, 2020
2020 Consumer Privacy Disclosure
Strategic Funding Partners, Inc. d/b/a Progressive Business Capital (referred to hereafter as “PBC”) understands that the privacy and the integrity of your information is very important. The information below details how PBC collects, uses, shares, and protects your information.
This privacy policy applies to this Site, www.probizcap.com, and all other websites owned or operated by PBC (referred to hereafter as “Site,” whether individually or collectively). This privacy policy also applies to PBC generally and any interactions you have, or information shared, with PBC, whether over the phone, by text, through this Site, in person, or otherwise.
1. Types of Information PBC Collects
Personally Identifiable Information: PBC collects information that can identify you, including but not limited to, your name, address, telephone number, mobile number, email address, and Social Security Number (collectively, “Personally Identifiable Information” or “PII”). PII can also be information provided to PBC by or through others, such as that provided by co-applicants or affiliates.
Non-Personally Identifiable Information: PBC also collects information such as, but not limited to, demographic data or data about your online activity which should not be able to be used to identify you (collectively, “Non-Personally Identifiable Information” or “NPII”).
Information: PII and NPII are collectively referred to herein as “Information.”
2. How PBC Collects Information
Information provided by or about you: Information may be collected when you or others provide information to PBC. This Information may be provided to PBC through an online form, over the phone, by email, by facsimile, or by any other means.
Information from service providers: Information may be collected from third party service providers, such as service providers that may have data about your financial profile, home, or other demographic information and, in some circumstances, credit bureaus.
Information from cookies and other tracking technologies: PBC, like many other companies, may use, among other things, cookies, web beacons, and similar technologies to record your preferences, track the use of PBC’s Site and collect Information. This information may include things such as internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and/or clickstream data. PBC may combine this automatically collected log information with other Information PBC collects about you. You may choose to set your web browser to refuse cookies, or to alert you when cookies are being sent. If you do so, please note that some parts of PBC’s Site may not function properly.
3. How PBC Uses Information
PBC may use Information to, among other things:
a. Deliver the products and services you requested
b. Improve customer service
c. Improve PBC’s Site
d. Personalize your user experience
e. Communicate with you about products or services that may be of interest to you
f. Manage PBC’s business
g. Refer you to other businesses that sell products or services in which you may be interested
4. With Whom Does PBC Share Your Information
Third Parties: In submitting an inquiry and providing information to obtain a merchant cash advance (in which you sell to PBC future anticipated receipts at a discounted price) or by providing PBC information for any other reason, you agree that PBC may share your Information with, or sell your information to, other merchant cash advance providers or any third parties, including but not limited to, third parties that offer loans or debt relief services. PLEASE NOTE: Third parties may retain or use your Information whether or not you use their services and should be contacted directly to address any questions concerning their privacy and information sharing practices.
Vendors: PBC may share your Information with vendors that perform certain services on PBC’s behalf including, but not limited to, banking data providers, marketing partners, or entities providing business analysis and/or website or product support, and in some circumstances, credit bureaus.
Other Scenarios of Information Sharing: You are hereby advised that PBC may disclose your Information at PBC’s sole discretion under circumstances that include, but are not limited to:
a. In response to a subpoena or similar investigative demand, a court order, a request for cooperation from a law enforcement agency, self-regulatory body, or other governmental agency; to establish or exercise PBC’s legal rights; to defend against legal claims; or as PBC reasonably believes is required by law. In such cases, PBC may raise or waive any legal objection or right available to it.
b. When PBC believes disclosure is appropriate in order to investigate, prevent, or take action regarding actual or suspected illegal activity or other wrongdoing; to protect and defend the rights, property, or safety of PBC, PBC’s users, PBC’s employees, or others; or to enforce PBC’s Site terms and conditions or other agreements or policies.
c. In connection with a substantial corporate transaction involving PBC’s business, such as a sale of PBC or any entity, brand or division thereof, a divestiture, merger, consolidation, asset sale, or bankruptcy.
d. To adhere with any relevant laws and regulations.
5. Unsubscribe
If at any time you do not wish to receive subscription communications from PBC, you may opt out by emailing [email protected] to unsubscribe. There may be an unsubscribe link at the bottom of emails sent from PBC.
PBC may use third-party tracking technology. This technology allows targeted advertisements to you from PBC.
6. Updating and Accessing Your Information
The appropriate method for accessing or updating your information with PBC is by contacting PBC’s Customer Care Department by email at [email protected] or by mail to Progressive Business Capital, 5745 SW 75th Street, Suite 110, Gainesville, FL 32608.
7. How PBC Protects Your Information
PBC takes certain security measures (including physical, electronic, and procedural) to help safeguard your Information from unauthorized access and disclosure.
No system can be completely secure. Therefore, although PBC takes steps to secure your Information, PBC cannot guarantee that your Information, searches, or other communication will always remain secure.
8. Changes to this Privacy Policy
PBC has the discretion to update this privacy policy at any time and without advanced notice. PBC encourages you to frequently check this page for any changes. You hereby acknowledge and agree that it is your responsibility to review this privacy policy periodically and become aware of modifications.
9. Accessing PBC’s Websites from Outside the United States
This Site is governed by the laws of the United States. PBC makes no representation that the Site is governed by or operated in accordance with the laws of any other nation.
10. Compliance with Children’s Online Privacy Protection Rule
We do not knowingly collect, use or disclose personally identifiable information from anyone under 18 years of age. If PBC determines upon collection that a user is under this age, PBC will not use or maintain his/her PII. If PBC becomes aware that it has unknowingly collected PII from an individual under the age of 18, it will make reasonable efforts to delete such information from PBC’s records.
11. How to Contact Us
If you have any questions about this privacy policy, the practices of any PBC, or your dealings with PBC, please contact PBC at:
Compliance Officer
Progressive Business Capital
5745 SW 75th Street, Suite 110
Gainesville, FL 32608
By submitting your information, including your home and/or business address, email address, home and/or wireless number, via the online application form and pressing Continue, you agree to this site’s Privacy Policy and you consent to be contacted by Progressive Business Capital and/or its Affiliates for no obligation quotes and other information regarding merchant cash advance services, as well as marketing for other similar products or related services, and follow up communications related to the same. You acknowledge Progressive Business Capital and/or its Affiliates may email, call via an automated dialing system, use a pre-recorded message, or send an SMS message to you. You recognize and understand that you are not required to provide this authorization in order to purchase goods or services.
The Applicant represents that all information is being willfully provided to Progressive Business Capital (PBC) and that the information provided is full, complete and accurate. Applicant also acknowledges that Progressive Business Capital is not a lender and does not provide business funding or credit decisions. Progressive Business Capital agrees to use the information provided on this application, as well as any financial statements submitted for the sole purpose of obtaining an offer for business funding for the Applicant from a direct funder. Applicant authorizes Progressive Business Capital to provide this application, as well as any other financial, personal, or business-related documents submitted to Progressive Business Capital to potential funders (whether lenders, purchasers of future anticipated receipts, or otherwise) and further authorizes the funders to contact and receive information on Seller from banks, financial institutions, credit bureaus and investigative agencies, both personal and business, and to investigate such information and the references and any other statements, information, or data provided to Progressive Business Capital by the Applicant. Any offer for funding and its corresponding contractual agreements will be between the funders and the Applicant solely, and Progressive Business Capital shall not be responsible for any of the Applicant’s obligations as outlined in said agreements. Any contract entered into between an Applicant and funder is independent of Progressive Business Capital.