*Same-Day Merchant Cash Advances & Business Loans

Same-day funding for established companies, up to $500,000. Qualifying is easy and bad credit is ok. Apply online 24/7 in under 2-minutes for an instant quote.

Millions Funded Since 2011
5 Star Google Rating
Top Rated Lenders & Funders
Bad Credit? No Problem

We get it, things happen. We work with many lenders that fund all types of credit.

Same-Day Pre-Approvals

Timing is crucial to your business, so we move quickly & efficiently get you the capital you need.

Same-Day Funding

Lightning fast deposits straight to your business bank account within 24-hours.

No Impact on Credit

Rest easy, soft pulls do not affect your score. Seeing how much you qualify for is stress free.

24/7 Instant Online Quotes

No jumping through hoops to find out how much you qualify for, it takes less than two minutes.

Multiple Lenders & Funders

We work with multiple lenders & funders to significantly increase your odds of approval.

Top-Tier Customer Service

You'll be paired with a dedicated rep to work with, ensuring your needs are taken care of quickly.

Your Information is Safe

We never sell your information & all data is stored safely at ISO-27001 & SOC-2 certified facilities.

Minimums to Qualify

At least 6 months in business
Have a business bank account
Revenue at least $10,000/month

A few words from our clients...

"Remo Leone is the best in customer care. He is always there whenever I need him to get funds for my business. He always made sure I am happy of what I get. Thanks Remo for all of your help."

- Kim Dang

"I dealt with Remo…he was so awesome! Helped me get a much needed loan as quickly as possible… helped me out through each step… He is just a great rep! Thank you so much!!"

- Mariaelena Gutierrez

"We love this company working with Rean and his wonderful staff made it easy the funds were always there just at the right time."

- Aisha Benn

"Remo was the best answered all questions and got funded the same day everything he said he stood behind great guy."

- Robby Newton

Our Process

It's easy, fast, and there's absolutely no obligation to get a quick quote or submit an application. When banks say no, we say yes.


1. Get an Instant Quote

This takes less than two minutes and there's no obligation. Instant quotes require only very basic information and do not require documents.

2. Submit an Application

If you're happy with your quote, you can continue to submit an application and your last 4 months business bank statements. This typically takes 5-10 minutes.

At this point there's still no obligation.


3. Review Your Offers

Once underwriting is complete, we'll provide you with your loan options to choose from. You'll be able to see the loan amounts, rates, repayment terms, and any other associated information.

There's still no obligation & all offers are available to accept or decline.

4. Accept & Get Funded!

Choose an offer, provide a copy of your driver's license and a voided check, then e-sign your agreement. Funds will be deposited into your business bank account!

It's that easy! You can use the funds for any purpose. You'll be able to make payroll, buy inventory or equipment, pay bills, etc.


What are you waiting for?

Get an Instant Quote

Still have questions? We can help...

Feel free to send us an email or call us at (800) 508-4532. We'd be happy to help you.

What's the difference between a merchant cash advance & a small business loan?

A Merchant Cash Advance (MCA) and a Small Business Loan are distinct financial options for businesses. An MCA provides a lump sum that's repaid using a percentage of daily credit card sales, making repayment amounts variable with sales. This is easy to qualify for and quick to secure, but tends to be costlier due to high fees and interest rates. It is not a loan but an advance against future sales.

In contrast, a Small Business Loan offers a fixed sum that is repaid over a set period with interest through regular payments. Obtaining one usually requires a thorough credit check, collateral, and a business plan, making it harder to secure but typically more economical due to lower interest rates and longer repayment terms.

Is a merchant cash advance right for you?

Deciding if a Merchant Cash Advance (MCA) is right for your business hinges on several key considerations. Firstly, assess the urgency and flexibility of your funding needs. MCAs provide quick access to capital, often the same day, and require minimal paperwork. This makes them ideal for businesses needing immediate cash for opportunities or emergencies.

Consider your sales volume and cash flow stability. Because MCAs are repaid through a fixed percentage of daily credit card sales, they are best suited for businesses with consistent and high credit card transaction volumes. This repayment method can also benefit businesses with fluctuating revenue, as repayments adjust according to your daily sales, providing flexibility during slower periods.

Evaluate the cost. MCAs can be more expensive than traditional loans due to high fees and factor rates, which can significantly increase the total repayment amount. Ensure you understand the total cost and how it affects your profitability.

Lastly, consider your ability to qualify for other types of financing. If your business has a weaker credit history or lacks collateral, an MCA might be a feasible alternative to more traditional loans.

In summary, an MCA could be suitable if you need quick, flexible funding and can manage the higher cost associated with the advance, particularly if other financing options are limited.

Is a small business loan right for you?

Deciding whether a small business loan is right for you depends on several factors. First, consider your financial needs and what you plan to use the funds for. Small business loans are ideal for specific, long-term investments like expanding your premises, purchasing major equipment, or funding substantial inventory purchases. These loans offer structured repayment terms and potentially lower interest rates, which can make large expenditures more manageable over time.

Evaluate your business's financial health. Lenders typically require a solid credit history, a proven track record of business performance, and sometimes collateral. Ensure you can meet these requirements and handle regular repayment schedules without straining your cash flow.

Also, think about the cost of borrowing. While small business loans generally offer favorable terms, interest and possible fees add to the total amount you'll repay. Compare these costs against potential returns from your investment to determine if a loan is economically viable.

Finally, consider alternatives like lines of credit, merchant cash advances, or trade credit, especially if you need more flexible repayment options or quicker access to funds. Each funding source comes with pros and cons, so match your business's needs and capabilities with the right financial product to ensure success.

If you have more questions or want to learn more about other types of funding, visit our Learning Center.

At Progressive Business Capital, we make it fast and easy to get the cash you need for your small business to continue running smoothly.

Millions Funded Since 2011

*Same-day funding within 24-hours, funding times depend on several factors including delivery of necessary documents for approvals, communication delays, banking hours, holiday hours, transfer delays, and other unexpected events.

All loans issued are at the sole discretion of the lender or funder. Your small business loan agreement or business advance agreement will identify the funder/loan issuer before you sign, and any product or loan amount offered will depend on the underwriting standards of the issuer. ProBizCap is not a direct lender, does not offer loans or cash advances of any kind.

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