PBC · Frequently Asked Questions
Fill out our quick, one-page application to find out if you’re pre-qualified, and one of our Business Funding Experts will contact you to gather the necessary documents to see what you qualify for. We will do the rest!
Applying is at zero cost to you! There is no cost or obligation to see what you qualify for.
In some cases, we may review your personal credit if we feel that it will help us to find you a better deal. Unlike most banks, however, we do not require you to have an outstanding credit score to qualify for funding. We can find funding for any business that meets our minimum requirements.
Your business has to have been open and operating for at least the last six months., and your gross monthly sales must be at least $5,000.
No, we gladly accept fax and e-mail. Our contact information can be found on the Contact Us page.
Once our Business Funding Experts receive all requested documentation, you could receive funding in as little as 48 hours!
To ensure you receive your funds as fast as possible, we recommend you provide all requested documentation within 1 day of submitting the initial application.
Funding is typically based on your monthly gross sales. We will work with you to find the best option for you and your business.
Depending on which funding product we work together with you to choose, you can continue using your current processor. There are situations where you may need to switch, but our processors will match or sometimes beat your current processing rates. We have relationships with over 50 different merchant processors.
There are several options when it comes to funding programs, with repayment times that range from 1 month to 18 months.