Small Business Learning Center

How to Switch from a Personal Account to a Business Bank Account

As a small business owner, you probably started off running your business from a personal account. But now that your business is growing, it’s time to switch to a business bank account. But why should you make the switch?  In practice, separating your personal and business accounts will help grow your business’ brand, credit rating, [...]

Ways to Improve Restaurant Marketing

Are you in the food industry and have been struggling to market your restaurant? It's time you changed your marketing tactics! Below are marketing ideas you can adapt to get the attention of hungry customers everywhere and at any time. Use Search Engines and Get Them to Rank You High If a customer were to [...]

How to Build Business Credit Fast

The importance of having a good business credit score has never been greater. Without one, you'll have a hard time qualifying for small business loans. And if your business is approved for credit, you'll likely be subject to high-interest rates. Developing a good business credit score might sound challenging, especially if your business has little [...]

6 Things to Look for in the Best Business Lenders

Running a small business without enough financing can be challenging. Luckily, many lenders are willing to offer business loans to small business owners to help them propel their businesses. But how do you choose the right financing partner? Below are six important factors to consider when choosing the best business lender. Credibility and Experience  Good [...]

How to Set up Payroll for Your Small Business: The Complete Guide

Payroll is a very critical component of the financial system of any business. A sound payroll system enhances employees experience with business benefits and enables businesses to comply with employment legislation and satisfy all tax obligations. So now that we know how crucial payroll system is for a business, how do you set it up [...]

8 Best Bookkeeping Apps For Small Business Owners

Irrespective of the sector a company operates, financing is one area business owners can't handle with levity. When a business has financial issues, the spiral effect is very likely to be felt in every aspect of the company's operations. This is because it will be challenging to meet up with its obligations in paying creditors, [...]

Top Small Business Social Media Trends

Social media has empowered many small businesses to grow a loyal customer base and make a nice profit because of it. However, the social media landscape is constantly changing, and if you want to grow your business and drive even more revenue, there is one important thing you need to do: Watch the trends. But [...]

What’s a hard credit pull?

A hard credit pull occurs when a lender wants to take a look at your credit score. Credit inquiries come as either a hard credit pull or a soft pull, and they don’t have the same effect on your credit score. So, it’s essential to understand the difference and when each one occurs. Know The [...]

Should your small business have a line of credit?

A small business line of credit is a great way to ensure you have cash on hand when you need it, helping you weather unexpected expenses or changes in cash flow. What exactly is a small business line of credit?  A small business line of credit functions like a business credit card -- It gives [...]

Cafe & Coffee Shop Business Loans, A How To

If you're a café or coffee shop owner, you're probably thinking about capital—or the lack of it. The truth is that owning a café or coffee shop requires a lot of money plus hard work. From operating capital to equipment, furniture, and employee salaries, sometimes you need a cafe or coffee shop business loan to [...]